Frequently Asked Questions

At Kobren Law, your financial peace of mind is our priority. You won't need to worry about paying for our services out of pocket. Kobren Law operates on a contingency basis, meaning we only collect fees if we successfully secure compensation for your injuries. In addition, we advance any expenses necessary to handle your case. If, unfortunately, we're unable to recover compensation for your injuries, we cover that loss, ensuring you incur no financial risk.

In Florida, if you're involved in a car accident, your initial $10,000 in medical expenses is covered by your own auto insurance through PIP (Personal Injury Protection) or no-fault coverage. This means, regardless of fault, your auto insurance policy is designed to handle these costs. It's essential to note that using this coverage doesn't lead to increased insurance premiums if you weren't at fault in the accident.

In cases of injuries not caused by car accidents, your medical care is typically covered by your health insurance. If Kobren Law successfully secures compensation for your injuries, it's important to note that your health insurance company may seek reimbursement for a portion of what they've paid your doctors from the settlement. Despite this, it’s still advantageous to use health insurance due to the benefit of negotiated discounts on medical bills, which can make a significant difference in the amount you receive in your pocket.             

If both you and the at-fault driver are adequately insured, you have the choice of using the other driver's insurance or your own for car repairs. Typically, we advise leveraging the other driver's insurance to avoid any immediate expenses. However, if this isn't an option, your own insurance's collision coverage is available. This option might entail paying your collision deductible and being subject to any limitations in your policy, particularly concerning rental car coverage. Unlike many firms, Kobren Law is committed to ensuring you're reimbursed for any upfront costs like the deductible or rental car expenses, though this process generally takes up to six months.

Immediately after an accident, anyone promising an instant valuation of your case might be more focused on securing your representation than providing accurate information. The true value of your case hinges on various factors. The value of your injuries is determined by your diagnosis, required treatment for recovery, and the progression of that recovery. Generally, more severe diagnoses and extensive treatments result in higher injury value. However, the value of your case might not equate to the value of your injuries due to insurance coverage limits. Insurers are only liable up to the policy's coverage limit. Pursuing compensation beyond this from the at-fault individual is often impractical, as their assets may not cover the claim. For instance, if your injuries are valued at $100,000 but the available insurance is only $10,000, the likely case value would be limited to $10,000.

Every case is different, and we emphasize to our clients that the duration of their case is contingent on their recovery from injuries. Once a case is settled, it is not possible to contact the insurance company for additional compensation due to further treatment or unexpected recovery outcomes. To safeguard your interests, Kobren Law advises waiting until your treatment concludes. This approach ensures a clear understanding of your injuries, the required treatment, your recovery progress, and any potential future treatment suggested by your medical team. By doing so, Kobren Law aims to secure the full compensation you deserve for past and future treatments, aligning with the extent of your injuries.

No. Injury settlements are typically non-taxable under the IRS tax code.

If Kobren Law is unable to settle your claim, you have the option to file a lawsuit. Unlike some firms, Kobren Law pursues lawsuits and we see our clients' claims through trial if required. In such situations, Kobren Law will sit down with our clients to discuss the litigation process comprehensively. Kobren Law will discuss the advantages and drawbacks, enabling the client to make an informed decision about whether to proceed with filing a suit.

Each case at Kobren Law is overseen by an attorney. While our assistants aid in the process, all work is conducted under attorney guidance and supervision. Your attorney is readily available to answer your questions and provide assistance whenever needed. Kobren Law treats our clients the way we'd want our own friends and family to be treated, prioritizing clear and consistent communication to ensure our clients are well informed every step of the way.

Matthew Kobren has been practicing law for more than two decades, with a primary focus on personal injury cases. Kobren Law specializes solely in personal injury law, choosing to concentrate our expertise in this area rather than offering a broad range of legal services. This focused approach allows us to dedicate our full attention and resources to understanding the nuances and complexities of personal injury cases, ensuring our clients receive specialized, in-depth representation for their specific needs.

No, if Kobren Law is unable to secure compensation for your injuries, any expenses incurred on your case become our loss or part of our operational costs.